Calculate a car loan payment. Use the calculator to input new amounts. The down payment is set at 20% for a $38k car but change any of the inputs to see the new results. See different interest rates below.
Calculate a 38000 dollar auto loan. Make sure to add taxes,
maintenance, insurance, fuel costs, etc. Consider a refinance
if rates are much lower than your current APR. Speak with a few lenders
and make sure to get several quotes. Try to compare the cost of the vehicle rather
than just the monthly payment.